body {
    font-family: Helvetica, Verdana, Arial, Sans-serif;
    font-size: 12px;
    color: #20223B;
    background-color: #20223B;
}

p {
    font-family: Helvetica, Verdana, Arial, Sans-serif;
    font-size: 12px;
    color: #20223B;
}

ol {
    font-family: Helvetica, Verdana, Arial, Sans-serif;
    font-size: 12px;
    color: #20223B;
}

a {
    font-family: Helvetica, Verdana, Arial, Sans-serif;
    font-size: 12px;
    color: #A13223;
    text-decoration: none;
}

a:hover {
    text-decoration: underline;
}

h1 {
   font-family: Helvetica, Verdana, Arial, Sans-serif;
   font-size: 20px;
   font-weight: bold;
   font-style: italic;
   color: #20223B;
}

h2 {
   font-family: Helvetica, Verdana, Arial, Sans-serif;
   font-size: 16px;
   font-weight: bold;
   color: #A13223
}

h3 {
   font-family: Helvetica, Verdana, Arial, Sans-serif;
   font-size: 12px;
   font-weight: bold;
   font-style: italic;
   color: #A13223
}
td.menu {
    background-color: #DEDEDE;
    text-align: right;
    valign: top;
}

td.menu_cell {
    background-color: #C5C5C5;
    text-align: center;
    valign: center;
}

td.menu_cell a {
    color: #20223B;
    font-weight: bold;
    text-decoration: none;
} 

td.menu a:hover{
    text-decoration: underline;
} 

td.red_line {
    background-color: #A13223;
    width: 1px;
}

td.banner {
    background-color: #DEDEDE;
    background-image: images/banner_background.gif;
    height: 116px;
    text-align: center;
    font-weight: bold;
    font-style: italic;
    font-size: 25px;
}

div.body {
    margin-top: 15px;
    margin-bottom: 15px;
    margin-left: 15px;
    margin-right: 15px;
}

div.menuBody {
    margin-top: 25px;
    margin-bottom: 5px;
    margin-left: 5px;
    margin-right: 5px;
}

div.fineprint {
    font-size: 10px;
    text-align: center;
}

div.fineprint_top {
    font-size: 10px;
    color: #FFFFFF;
}

div.fineprint a {
    font-size: 10px;
}

hr {
    color: #20223B;
    size: 1px;
    width: 550px;
}